Emad has over 23 years experience in the field of information technology and management consulting and engineering. He has worked extensively in the US as well as internationally in Europe and the Middle East. In his role as the CIO at Emcredit, Emad works on aligning overall corporate strategy and establishing the IT department to advance the company in developing a consumer and commercial financial information system. He has comprehensive knowledge in SAS Retail Intelligence, Oracle Customer Relationship Management (CRM) suite ERP and Supply Chain. Emad received his bachelor?s degree in Engineering from the University of Wisconsin ? Madison and his Master?s degree in Systems Analysis and Management from GeorgeWashingtonUniversity.